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。　　遵循“就高不就低”原则　　有公募人士分析，基金调整风险等级主要有以下几种原因：一是根据监管规定，基金公司每年需根据产品上一年度的运作情况，比如回撤、股票仓位、风险资产比例等对基金重新进行风险等级划分；二是基于市场环境，主动调整，以利于扩大投资者范围，促进基金销售；三是目标客户变化。　　此外，对代销基金进行风险等级的评定和调整也是渠道的自主行为，一般不需要经过基金公司。“但机构都会定期对基金风

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